Strict Policy Agreement

Non-Refund Privacy Policy

We are a digital Service Provider. Please read clearly: WE DO NOT ISSUE REFUNDS FOR SUCCESSFUL TRANSACTIONS UNDER ANY CIRCUMSTANCES.

Read Clearly: Strict Refund Rules

Let it be explicitly clear to all users: We cannot and will not issue any refunds for successful transactions. Our digital resources are consumed instantly. Once a payment is made and successful, it is absolute and final.

Refund Exceptions (Important)

Refund is only applicable if your Recharge or Bill Payment Fails.

(Yadi payment recharge failed hota hai ya bill payment failed hota hai tab use case mein ham refund karte hain. Successful payment par STRICTLY NON-REFUNDABLE hai.)

1. SMS Service Nature

Our core infrastructure relies on instant digital services (API credits, routing, OTPs). Resources are consumed instantly and are strictly NON-REFUNDABLE.

2. Instant Consumption

Once your wallet is topped up for digital SMS services, the transaction is locked. Telecom providers charge us instantly, leaving us with absolutely no mechanism to reverse credits.

3. Recharge & Bill Payment

EXCEPTION: In our Recharge & Bill Payment services, if a transaction or payment completely FAILS, we will provide a full refund. For successful payments, it remains NON-REFUNDABLE.

4. E-KYC Hub

Any fees associated with the E-KYC Hub are strictly non-refundable for successful processes. Once the verification is executed, funds cannot be reversed.

5. Promotional & Transactional SMS

Any funds allocated for Promotional SMS, OTP Services, or Transactional SMS are entirely non-refundable. Once a campaign is scheduled or funds are committed to the wallet, they cannot be withdrawn.

6. DLT Registration Fees

Fees for DLT Registration and header approvals are completely non-refundable. If rejected by the operator due to incorrect documentation, HanuOTP is not responsible.

7. No Bank Chargebacks

Attempting a bank chargeback for a successful transaction is a direct violation of this agreement. Your account will be banned. We will submit server logs to defeat your chargeback claim.

8. Zero-Tolerance Fraud

If you use our platform for fraud, scams, phishing, spamming, or illegal acts, your account will be suspended permanently. All balances will be permanently forfeited.